MTD INCOME TAX FOR LANDLORDS
MTD for landlords without turning into an accountant
Keep rental records, send MTD updates and handle self-employment too — in one CalCal account.
Unlimited · or £50 paid yearly
Try free for 10 days. Then £5/month or £50/year.
YOUR PROPERTIES
Five properties. Still five properties.
Keep rent and expenses against the right property, with each rental in its own card or list row. CalCal brings the figures together for your UK property business when it’s time for MTD.
EVERYDAY BOOKKEEPING
Give rent and repairs a place in the diary.
Record money in and money out against the property it belongs to. A calendar for the day-to-day figures, ready to review when an update is due.
Try it with your properties →
JOINT OWNERSHIP
Keep the books whole. CalCal works out your share for tax.
Enter the full rent and expenses. Set Your share for tax on the property, and CalCal applies it when calculating the property tax figures.
WORK AND RENTAL
Your work and rental, together in CalCal.
Self-employment and UK property stay as separate income sources in one login. You can look after both without setting up a second CalCal account.
MAKING TAX DIGITAL FOR INCOME TAX
From everyday records to the year’s return.
Keep records
Record rental income and expenses through the year.
Send quarterly updates
Send totals from your digital records for the tax year so far.
Finalise the year
Review annual figures, adjustments and the tax calculation before your final declaration.
UNLIMITED
Landlord MTD for £5/month
- Digital records and Income Tax MTD updates
- Individual UK property records
- Your share for tax on each property
- Monthly rent and due-day fields
- Self-employment and UK property in one login
£5/month
or £50 paid yearly
Start free →Try free for 10 days. Connect to HMRC and submit an Income Tax MTD update if due during your trial. Choose Unlimited to keep filing afterwards.
A LITTLE MORE DETAIL
Questions about landlord MTD.
When does MTD apply to landlords?
The thresholds shown here apply to qualifying gross income from self-employment and property together, rather than profit after expenses: over £50,000 for 2026/27, £30,000 from April 2027 and £20,000 from April 2028. Check the HMRC guidance for your circumstances and when you need to start.
HMRC has already signed me up. What do I do?
You still need compatible software and digital records. CalCal’s 10-day free trial lets you connect to HMRC and submit an Income Tax MTD update if due while the trial is active. Choose Unlimited to continue filing afterwards.
Are all my UK rentals one property business?
For MTD digital records, HMRC generally treats UK lettings as one UK property business. In CalCal, you can still see each rental in its own card or list row and record its rent and costs. The figures come together for the UK property business.
How does CalCal handle jointly owned property?
HMRC expects the figures in your MTD records to relate to your share. Set Your share for tax on each property — for example, 50% or 100% — and enter transactions at their full amount. CalCal applies that share to the property tax figures. It does not automatically split a bank feed.
Do I need to calculate my share on every entry?
Enter the full amounts; CalCal applies the share you set for property tax figures. Some costs or adjustments may still need advice, so follow HMRC’s rules for your situation. Setting a percentage in software does not decide which share is right for you.
Can I record monthly rent and the due day?
Yes. Optional monthly-rent and due-day fields sit on the property, alongside your share for tax. These fields record what you expect; they do not automatically record rent as received or show an unpaid-rent balance.
What if I’m also self-employed?
Qualifying income from self-employment and property is added together for the MTD threshold. CalCal keeps them as separate income sources in one account, so your work and rental records stay distinct. See the thresholds above and check HMRC’s guidance for your circumstances.
What does a quarterly update send to HMRC?
It sends category totals from your digital records for the tax year so far, not every receipt image or invoice line. You still review the annual figures, adjustments and tax calculation before the final declaration.
Can I leave landlord MTD until January?
Keep digital records through the year and prepare for each quarterly update. Leaving everything until January follows the old annual-only routine; MTD includes updates during the year as well as the year-end review.
What if I make a mistake in a quarter?
Updates are cumulative, so later updates can reflect corrected records. Review the figures again before the final declaration.
Does this cover overseas property?
This page covers UK property and MTD Income Tax. Foreign property has separate HMRC rules and is not offered here as a CalCal MTD feature. Check HMRC’s guidance for overseas lettings.
Do I need an accountant?
You can still use an accountant. CalCal lets landlords keep everyday rental records themselves; getting help with tax advice or particular adjustments is a separate choice.
What does Unlimited cost, and which plan do I need?
Unlimited costs £5/month or £50/year and covers ongoing landlord Income Tax MTD when you are not on a VAT plan. Unlimited+ with VAT filing is a different plan at £8/month. The £35 Tax Return Only option is for legacy Self Assessment, not MTD Income Tax filing.
What happens after the free trial?
The free trial lasts 10 days. Choose Unlimited to keep filing afterwards. If you do not choose a paid plan, the account becomes read-only.
Can I keep records on my phone?
Yes. CalCal’s mobile app lets you add income and costs on iPhone or Android.
LANDLORD MTD
Start free — then keep filing for £5/month.
Unlimited £5/month or £50/year. 10-day free trial.
Start free